Uttara Bank Ltd.
Uttara Bank Ltd.

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Uttaran Kotipoti Deposit Scheme

(Updated as on 29-Jun-2022)

 

Introduction :

‘Uttaran Kotipoti Deposit Scheme’ is the account where you can deposit your money in instalment with full confidence. It’s an account tailor made to provide you very good return for different tenure – making it the classic choice for you. You can deposit here in single or joint name.

 

Best for you if you have

  • The willingness of regular Savings
  • The requirement of the highest safety of your money

 

Features :

  • More than one account can be opened
  • Pre-matured Encashment facility on condition
  • Mode of deposit - Cash/Transfer. Monthly instalment amount may be realized as per standing instruction from the customer’s personal UBL savings/current account
  • The account may be transferred to any branch at the request of the account holder(s).
  • Account holder(s) has/have an option to choose any tenor at the time of opening of the account.
  • Account holder(s) may change his/her/their nominee(s) at any time.

 

Monthly Installment & Maturity Amount:

 

Initial Deposit
Year 0 5,00,000 10,00,000 15,00,000 20,00,000
Monthly Instalment Amount
1 799,760 756,673 713,585 670,498 627,411
2 385,551 363,286 341,021 318,756 296,490
3 248,148 232,857 217,566 202,275 186,984
4 179,897 168,115 156,334 144,552 132,770
5 139,271 129,612 119,952 110,292 100,632
6 112,433 104,200 95,967 87,734 79,501
7 93,454 86,250 79,046 71,841 64,637
8 79,361 72,947 66,522 60,097 53,672
9 68,533 62,731 56,918 51,105 45,292
10 59,972 54,665 49,347 44,029 38,711
11 53,054 48,155 43,247 38,337 33,429
12 47,360 42,806 38,242 33,677 29,113
13 42,604 38,334 34,074 29,805 25,535
14 38,570 34,565 30,561 26,546 22,531
15 35,128 31,347 27,565 23,774 19,983

*Payable amount might be changed; Govt. Tax/Duty would be paid by the client.

 

Schedule of deposit:

 

a)  First instalment to be deposited at the time of account opening and rest of the monthly instalments to be deposited on or before the 10th day of each month, failing which penal interest will be imposed @ 1% per month on instalment amount for each irregular instalment(s). If the 10th day of any month becomes govt. holiday, account holder(s) will deposit on the following working day without penalty. Instalment(s) in advance may be allowed.

   

   b) Account will be closed, if account holder(s) fails to deposit 3 (three) consecutive instalments.

 

Eligibility :

  • Minimum Age: 18 years
  • Bangladeshi Citizen

 

Required Documents :

  • 02 (two) copies of PP size Photograph of the applicant(s) and 1(One) copy of recent photograph of Nominee(s).
  • Photocopy of NID / Passport / Birth Registration Certificate (BRC) of the applicant(s) and  Nominee(s)
  • Application for opening account (available at all branches)