Nari Swanirbor Rin Prokalpo (NSRP)
Economic development is closely related to the empowerment of Women. In Bangladesh the number of Women –owned companies / firms continues to grow. For smooth credit flow for SE women enterprise Uttara Bank PLC. is dedicated in helping the genuine women entrepreneur having sincerity , honesty and strong deliberation to improve the banking habit of self employed women entrepreneurs to run any legitimate business smoothly with the help of bank finance by offering a special business loan product named ‘Nari Swanirbor Rin Prakalpo'.
Features :
Category / Loan type:Term Loan
Customer Eligibility :
- Must be a growing Business Concern.
- At Least 2 Years Business History.
- Must be a Current Account Holder of the Bank.
- Up dated clean CIB Report.
Security :
- Registered Mortgage of Land & Building
- Hypothecation of the goods stored/ to be stored in the shop
- Guarantors acceptable to the bank
- Spouse/person acceptable to the bank
- Personal Guarantee of the Owner(s)/ Directors.
- Post dated cheque.
- Other Securities as acceptable to the Bank
Repayment : Equal Monthly Installment .
Interest Rate : Market Competitive
Documents Required :
- Valid Trade License.
- Certificate from womens samity
- 6 Months Bank Statement
- Rental Deed agreement of the shop/ godown
- KYC
- Regulatory papers
Loan Tenor :1 years to 3 years .
Debt Equity Ratio : 70 : 30
*condition will be applicable